Workers in Washington who are unable to work due to a non-work-related injury or illness may rely on disability benefits to sustain their lives. Social Security Disability Insurance is a program that provides valuable financial assistance for predetermined periods. Although employers usually provide SSDI coverage, individuals can obtain private disability insurance, on its own or additional to an employer-provided program.
Knowing which types of injuries or illnesses the SSDI covers can be challenging, and while work-related disabilities do not typically make workers eligible, private insurance might cover these conditions. The benefits provided by disability insurance can be invaluable for families who are in desperate need of financial assistance. However, navigating the claims process is typically challenging.
The fact that some injuries and illness are excluded sees almost half of all initial claims for Social Security Disability Insurance benefits denied. Failure to file an initial claim within the allowed time limit also results in many rejected claims. In some cases, a denied application may be appealed, and the claimant might even be entitled to sue if the appeals process does not work out favorably.
Dealing with the intricacies of Social Security Disability Insurance and its precise requirements can be a daunting task. For that reason, many people facing these issues in Washington choose to seek legal counsel. A lack of knowledge and experience with the complicated legal process can make the pursuit of benefits a seemingly insurmountable challenge. The support and guidance of an experienced Social Security Disability attorney can significantly increase an applicant's chances of securing the benefits deserved -- even if an appeal or other legal action is necessary.